Thanks for stopping by Delfau Tax & Financial Services located in Danbury, CT!
Here you will find clear-cut and practical answers for your tax, financial, and insurance questions in a friendly environment.
DT&FS is open year-roundto help with your tax and insurance needs.
If this is your first visit with Delfau Tax & Financial Services, thanks for taking a look around this site!
Also be sure to check out my "In Plain English Tips" for some great (and legal!) tax ideas to help save you money throughout the year!
Please do not hesitate to ask a question or give feedback; I promise I won't harass you with sales calls! And, your information will never be sold or shared.
Delfau Tax & Financial Services believes that the flat-fee tax return works.
Here you'll find no surprise add-on fees when it comes to having your tax return prepared!
(For current tax preparation rates, please clickHERE.)
Federal, Connecticut & New York returns (including multi-state) are always welcome, as well as out-of-state clients.
If you are in the Greater Danbury/Brewster area, I can come to you for your tax return needs. If you are a bit further away, we can work together via mail, telephone and e-mail.
In an effort to be environmentally friendly as well as time-efficient, E-Filing is the tax filing method used whenever possible. I can even send you your completed return via encrypted PDF if you prefer paperless storage.
With the start of the new year, it's a smart time to review your Life insurance & Long-Term Care insurance needs.
If you have recently:
Refinanced or purchased a home
Have had a baby
Started a new business or LLC
Are a partner in a business partnership
Become financially supportive of a loved one (elderly or special needs)
Started the divorce process
Have lost a loved one
Had any other major life change
it's wise to have someone review your life & LTC insurance policies to make sure they still suit your family (or business) needs.
The DT&FS promise: no long, boring sales pitches to sit through.
Instead, we'll simply discuss your needs and wants. We'll talk about your concerns and objectives. Then your work is done...and it's my job to find solutions for you.
We'll see if I can help you upgrade your life insurance policy while lowering your premiums.
» Do I own life insurance?
» Do I own multiple small policies with a variety of companies?
» Has your insurance policy (or two or three) been reviewed recently?
» Is your life insurance term expiring soon?
Find out if:
» You can upgrade your policy and lower your premiums
» You can now get better rates because you are in better health (or you've stopped smoking!)
» Or if you should keep your current policy! (Yes, there IS an insurance professional who will actually tell you that!)
No gimmicks, no sneaky sales tactics. If I cannot find a better policy to replace what you already own, I will let you know. Simple as that.
Reviewing all policies including:
» Whole Life » Universal Life » Term Life » Long-Term Care Insurance (both partnership and non-partnership) » Buy-Sell Life Insurance » Key Man/Executive Policies » Group Life Policies
1. No sales pressure. It's hard to trust people who are pressuring you into services or products you don't want or need. Instead, recommendations and strategies are provided along with their rationale--and you make the final choice. This is not a commissions-only firm that has to make its quota at the end of the month!
2. No "surprise" fees. At Delfau Tax & Financial Services, you'll always know exactly what you are getting and what you are paying. No surprise invoices or fees. And no hourly "run-ups" to use up a retainer fee.
If any recommendation would result in Delfau Tax & Financial Services receiving payment from a product vendor (such as a life insurance company), you will be informed at the time of the recommendation.
3. Easy-to-follow and useful strategies. What good is a big, fancy pile of charts and graphs if you can't understand them? Here you will have someone who actually listens to your needs and addresses them in language you can understand. If you need a refresher on your tax or insurance terminology, not to worry. You'll receive the help you need to make informed decisions.
4. Scheduling flexibility. If it's difficult for you to meet during traditional business hours, that's okay. If you are in the Greater Danbury area, meetings can be held in your home, office or another agreed-upon location in the evenings or on Saturday mornings. If you are further away, it's always possible to communicate with you via telephone, Skype, e-mail and/or snail mail--whatever is best for you!
»Do you ever wonderif you are really doing your federal and state taxes correctly with your "do-it-yourself" tax software?
»Do you ever get the feeling that your accountant is "just going through the motions" to complete your tax return?
»Do you want guidance regarding your insurance policies without worrying that you are going to be "sold" something?
»Are you tired of guessing about your financial future and want strategies in "plainEnglish"?
If you answered "Yes" to any of these questions, contact Delfau Tax & Financial Services at (203) 300-2069 to schedule a free consultation.
Remember: true tax and financial planning is a year-round event, not something that waits for April 15th. I look forward to hearing from you!